News for 'time deposits'

'Bad Idea To Buy In Overheated Market?'

'Bad Idea To Buy In Overheated Market?'

Rediff.com14 Apr 2025

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.

Investing In Property? Read This

Investing In Property? Read This

Rediff.com10 Apr 2025

Buying makes sense for those planning to stay in a city for at least 7 to 10 years. Financial preparedness is crucial.

ISL: Mumbai City FC qualify for playoffs

ISL: Mumbai City FC qualify for playoffs

Rediff.com12 Mar 2025

The Islanders thus finish the league season at the sixth spot with 36 points, whereas the Gerard Zaragoza-coached side end their league campaign with 38 points.

HDFC Bank Q3 a 'strong' quarter despite just 2% profit growth: Analysts

HDFC Bank Q3 a 'strong' quarter despite just 2% profit growth: Analysts

Rediff.com24 Jan 2025

Analysts have largely maintained their positive outlook on HDFC Bank, as the private lender reported in-line results for the October-December quarter (Q3) of the current financial year (2024-25/FY25). They believe the results were 'strong' given the tough macro environment, and relative to peers.

'Angels sent by God': Pahalgam survivors praise locals

'Angels sent by God': Pahalgam survivors praise locals

Rediff.com26 Apr 2025

Despite the tragic terror attack in Pahalgam, Kashmir, locals demonstrated incredible bravery and compassion, risking their own lives to save tourists. Syed Adil Hussain Shah, a pony 'wallah', was killed while protecting tourists from the gunmen, while Nazakat Ahmed Shah rescued a family of 11, including three children. Tourist guide Sajad Ahmad Bhat also carried injured people to the hospital. The attack, which claimed the lives of 26 people, mostly tourists, highlighted the resilience and kindness of the Kashmiri people.

7 Secrets That Can Make You A Crorepati

7 Secrets That Can Make You A Crorepati

Rediff.com7 Apr 2025

Crorepatis build wealth through disciplined saving, smart investing, and strategic risk-taking, proving that true financial freedom is earned, not inherited, says Ramalingam Kalirajan

Rerating potential in Axis Bank stock, may be among top outperformers

Rerating potential in Axis Bank stock, may be among top outperformers

Rediff.com20 Jul 2024

The April-June quarter (Q1) of the current financial year (FY25) may be soft for banks with loan growth moderation, net interest margin (NIM) pressures, and higher staff and credit costs inching up, according to analysts. Credit growth could ease due to the lagged impact of the Reserve Bank of India (RBI) tightening and deposit growth has weakened, and the current account and savings account (CASA) ratio has declined 10-370 basis points (bps) quarter-on-quarter (Q-o-Q) for many banks.

Tighter norms, rising compliance failures driving scrutiny for startups

Tighter norms, rising compliance failures driving scrutiny for startups

Rediff.com24 Apr 2025

Anmol Singh Jaggi and Puneet Singh Jaggi, once hailed as rising stars in India's clean energy sector, are now facing serious regulatory action.

'Time is ripe': Sasikala announces her comeback to politics

'Time is ripe': Sasikala announces her comeback to politics

Rediff.com17 Jun 2024

She vowed to usher in Amma's rule by winning the 2026 assembly polls.

Shadow bank risks persist despite RBI relief

Shadow bank risks persist despite RBI relief

Rediff.com18 Mar 2025

Towards the end of February, the Reserve Bank of India (RBI) restored the risk weighting on banks loans to non-banking financial companies (NBFCs; including to microfinance institutions, or MFIs) to 100 - back to its November 2023 position - from 125. It is only a partial relief though. "Higher risk weighting on unsecured lending continues to be in place while the same on bank funding to NBFCs has been done away with. "This is a positive step by RBI," says Rajiv Sabharwal, managing director (MD) and chief executive officer (CEO), Tata Capital.

'Buy 2 Homes With LTCG And Save Tax?'

'Buy 2 Homes With LTCG And Save Tax?'

Rediff.com25 Mar 2025

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Jet Air: Creditors question source of Rs 200 cr deposited by Jalan-Kalrock Consortium

Jet Air: Creditors question source of Rs 200 cr deposited by Jalan-Kalrock Consortium

Rediff.com4 Oct 2023

The creditors of the grounded carrier Jet Airways on Wednesday raised questions over the source of Rs 200 crore deposited by the Jalan-Kalrock Consortium before the insolvency appellate tribunal NCLAT and said it does not align with the resolution plan. Additional Solicitor General N Venkataraman, representing lenders including SBI and other banks, told the National Company Law Appellate Tribunal (NCLAT) that there are apprehensions about the source of funds, which deposited money for Jalan-Kalrock Consortium's (JKC). "The payment is not compliant with the resolution plan as it mandates that the money is to be paid through JKC," ASG submitted before a three-member NCLAT bench headed by chairperson Justice Ashok Bhushan.

ISL: Noah's late goal sees Kerala Blast past Odisha FC

ISL: Noah's late goal sees Kerala Blast past Odisha FC

Rediff.com13 Jan 2025

The Juggernauts made a positive start in the fourth minute, opting for a relatively direct route to surprise the Kerala Blasters defence.

IPL PIX: Jaiswal, Archer power Royals to 50-run win over PBKS

IPL PIX: Jaiswal, Archer power Royals to 50-run win over PBKS

Rediff.com6 Apr 2025

Images from the IPL 2025 match between Punjab Kings and Rajasthan Royals in Mullanpur on Saturday

Boy oh Boy! Vaibhav Signals His Arrival in Style

Boy oh Boy! Vaibhav Signals His Arrival in Style

Rediff.com29 Apr 2025

In a display of raw power and audacious stroke play, Rajasthan Royals' 14-year-old Vaibhav Suryavanshi tore into the Gujarat Titans bowling attack with a scintillating knock during which multiple records fell by the wayside in the Indian Premier League (IPL) on Monday.

Is Rs 1.5 Cr Enough To Retire Early?

Is Rs 1.5 Cr Enough To Retire Early?

Rediff.com31 Mar 2025

Here's a formula that helps you understand how much money you will need to retire early in India and simple steps to achieve it.

Trade war may fuel inflation: RBI bulletin

Trade war may fuel inflation: RBI bulletin

Rediff.com20 Mar 2025

Escalating trade tensions amid a tariff war after Donald Trump took over as President of the United States (US) could adversely impact global growth and fuel inflation, an article on the "State of the Economy" in the Reserve Bank of India (RBI) monthly bulletin said.

ISL: Boumous' brace keeps Odisha's playoff hopes alive

ISL: Boumous' brace keeps Odisha's playoff hopes alive

Rediff.com5 Mar 2025

Hugo Boumous scored a brace as Odisha FC defeated Jamshedpur FC 3-2 in the Indian Super League (ISL), keeping their playoff hopes alive.

'Focus Is To Maintain The Casa Ratio'

'Focus Is To Maintain The Casa Ratio'

Rediff.com8 Nov 2024

'It has remained around 38 per cent over the past four to five quarters.'

'Can I Earn Rs 30k Monthly On Rs 50L?'

'Can I Earn Rs 30k Monthly On Rs 50L?'

Rediff.com10 Apr 2025

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.

'We want to create an all-weather franchise'

'We want to create an all-weather franchise'

Rediff.com10 Dec 2024

'We have seen something do very well when the times are good but maybe not as well when the times are bad.'

Why Households Are Shifting Funds To Equities

Why Households Are Shifting Funds To Equities

Rediff.com25 Sep 2024

Allocation to bank deposits -- fixed deposits, savings account deposits, and current account deposits -- came down.

RBI Warns Use Of CBDC As Crisis Safe Haven

RBI Warns Use Of CBDC As Crisis Safe Haven

Rediff.com14 Aug 2024

'The impact of CBDC on deposits and deposit insurance is largely unknown.'

Markets settle lower after RBI policy; Sensex sheds 109 points

Markets settle lower after RBI policy; Sensex sheds 109 points

Rediff.com7 Feb 2025

State Bank of India, Adani Ports, Tata Consultancy Services, ICICI Bank, Reliance Industries and PowerGrid were also among the laggards.

How to get more bang for the buck out of field agents

How to get more bang for the buck out of field agents

Rediff.com23 Jan 2025

Will allowing business correspondents to hawk insurance products help in reviving 5-lakh strong field agents as a viable channel?

Banks post sixth year of profit growth in FY24, bad loans decline further

Banks post sixth year of profit growth in FY24, bad loans decline further

Rediff.com27 Dec 2024

Commercial banks in India reported a sixth consecutive year of rise in their net profits in 2023-24 while bad loans continued to fall, according to the Reserve Bank of India's (RBI's) annual publication "Trends and Progress of Banking in India", released on Thursday. "Banks' profitability rose for the sixth consecutive year in 2023-24 and continued to rise in H1:2024-25 with the return on assets (RoA) at 1.4 per cent and return on equity (RoE) at 14.6 per cent," the report said.

Why Has FATF Summoned Indian Gaming Firms?

Why Has FATF Summoned Indian Gaming Firms?

Rediff.com20 Feb 2025

Dream11, Baazi Games, Zupee and WinZO among others are invited for the discussion with the anti-money laundering watchdog.

How Scammers Steal Your Money: 5 Red Flags To Watch Out For

How Scammers Steal Your Money: 5 Red Flags To Watch Out For

Rediff.com24 Mar 2025

Fraudsters read your mind, weave convincing stories, earn your trust and then vanish with people's savings. Ramalingam Kalirajan reveals five simple tricks that cons use to steal money from you.

When I Attended The Bachchans' Holi Party

When I Attended The Bachchans' Holi Party

Rediff.com14 Mar 2025

The Bachchan family have this knack of going out of their way to make you feel extremely comfortable.

ISL: Super-sub Saul answers EB's call

ISL: Super-sub Saul answers EB's call

Rediff.com16 Feb 2025

EBFC head coach Oscar Bruzon brought Saul Crespo in for Nandhakumar Sekar in the 61st minute, and the move yielded instant results, with the midfielder finding the back of the net just four minutes later.

Delhi govt suffered Rs 2,000 cr losses due to liquor policy: CAG report

Delhi govt suffered Rs 2,000 cr losses due to liquor policy: CAG report

Rediff.com25 Feb 2025

The report on the alleged liquor scam, a hot button issue in the run-up to the elections, claimed a loss of revenue to the tune of Rs 941.53 crore, saying timely permissions were not taken for opening the liquor vends in non-conforming municipal wards.

Crypto use suspected in terrorism, secessionist activities: FIU report

Crypto use suspected in terrorism, secessionist activities: FIU report

Rediff.com13 Mar 2025

A trends study conducted by India's Financial Intelligence Unit (FIU) has expressed suspicion that cryptocurrency is being used across the country in serious criminal acts like terrorist financing, fuelling secessionist activities, cybercrime, narcotics trafficking, illegal betting and gambling. The report, which was based on suspicious transaction reports and operational analysis, shared these trends and credible intelligence with law enforcement agencies.

ISL: FC Goa end winless run against Mumbai City

ISL: FC Goa end winless run against Mumbai City

Rediff.com12 Feb 2025

Spanish striker Iker Guarrotxena scored a brace as FC Goa defeated Mumbai City FC 3-1 in the Indian Super League, ending a 13-game winless streak against the Islanders.

Portal for info on unclaimed bank deposits to be ready in 3-4 months: RBI

Portal for info on unclaimed bank deposits to be ready in 3-4 months: RBI

Rediff.com6 Apr 2023

Reserve Bank of India on Thursday said a centralised portal would be ready in three to four months wherein depositors and beneficiaries can access details of unclaimed deposits across various banks. As of February this year, about Rs 35,000 crore of unclaimed deposits were transferred to RBI by public sector banks in respect of deposits which were not operated for 10 years or more. "In order to improve and widen the access of depositors/beneficiaries to such data, RBI has decided to develop a web portal to enable search across multiple banks for possible unclaimed deposits based on user inputs," RBI Governor Shaktikanta Das said while announcing the first bi-monthly monetary policy for the current financial year.

Saif Moved To New Home 4 Years Ago

Saif Moved To New Home 4 Years Ago

Rediff.com16 Jan 2025

Saif and Kareena moved to Satguru Sharan after Jeh was born.

Brawl breaks out as Maha wrestler kicks referee on chest

Brawl breaks out as Maha wrestler kicks referee on chest

Rediff.com3 Feb 2025

In the final match between Mohol and Mahendra Gaikwad, the latter left the bout with 16 seconds remaining and later abused referees, for which he too was suspended by the controlling authority for three years.

Indians' funds in Swiss banks down 11% to Rs 30k cr on lower deposits

Indians' funds in Swiss banks down 11% to Rs 30k cr on lower deposits

Rediff.com22 Jun 2023

Funds parked by Indian individuals and firms in Swiss banks, including through India-based branches and other financial institutions, declined by 11 per cent in 2022 to 3.42 billion Swiss francs (nearly Rs 30,000 crore), annual data from Switzerland's central bank showed on Thursday.

Good news for senior citizens, Savings Scheme deposit limit raised to Rs 30 lakh

Good news for senior citizens, Savings Scheme deposit limit raised to Rs 30 lakh

Rediff.com1 Feb 2023

The FM also proposed that the maximum deposit limit for Monthly Income Account Scheme will be enhanced from Rs 4.5 lakh to Rs 9 lakh for a single account and from Rs 9 lakh to Rs 15 lakh for a joint account.

Earnings winter to persist in Q4

Earnings winter to persist in Q4

Rediff.com23 Apr 2025

Brokerages expect a further slowdown in Indian firms' revenue and earnings growth in Q4FY25, following low single-digit growth in the preceding three quarters, as factors like weak consumer demand and credit growth linger on.

Bank Account Dormant? You Can Still Get Your Money

Bank Account Dormant? You Can Still Get Your Money

Rediff.com11 Dec 2024

Ramalingam Kalirajan offers some easy steps to reactivate your accounts with banks like SBI, HDFC Bank, IDFC First Bank and PNB just so that you can start availing all the benefits linked to your account.